Federal Grants
Neighborhood Development monitors annual federal entitlements to the City of South Bend from the U.S. Department of Housing and Urban Development (HUD). These funds benefit low to moderate income persons and/or eliminate slum and blight. The City conducts an annual application/request for proposal and award processes for Community Development Block Grant (CDBG), HOME, and Emergency Solutions Grant (ESG) funds.
The Housing & Community Development Plan* (HCD Plan, also sometimes called the Consolidated Plan) explains how and why HUD funding will be used. The HCD Plan requires the community to combine submission of all its HUD funded grants into one document, to allow for better coordination of resources. In essence, the HCD Plan is an application for the following HUD grants: Community Development Block Grant, HOME Investment Partnership Program, and Emergency Shelter Grant. In addition, because the City of South Bend, the City of Mishawaka, and St. Joseph County entered into an Inter-local Government Agreement in 1991 to establish the St. Joseph County Housing Consortium, the three jurisdictions develop the HCD Plan together.
Community Development Block Grant (CDBG) funds can be used for a variety of community development opportunities such as providing affordable housing, a suitable living environment, and economic opportunities for individuals and families with incomes below 80 percent of the area median income. CDBG funds can also be used for the elimination of slum and blight. South Bend and Mishawaka each administer their own CDBG entitlement funds. CDBG 2022 RFP
HOME Investment Partnership Program (HOME) funds are used to develop affordable housing opportunities for households with incomes under 80 percent of the area median income. HOME funds are distributed countywide through the St. Joseph County Housing Consortium. HOME 2022 App
Emergency Solutions Grant (ESG) Program provides homeless persons with basic shelter and essential supportive services. It can assist with operational costs of the shelter facility, and for the administration of the grant. ESG 2022 RFP
Continuum of Care (CoC) Program is designed to promote a community-wide commitment to the goal of ending homelessness; to provide funding for efforts by nonprofit providers, States, and local governments to quickly re-house homeless individuals and families while minimizing the trauma and dislocation caused to homeless individuals, families, and communities by homelessness; to promote access to and effective utilization of mainstream programs by homeless individuals and families; and to optimize self-sufficiency among individuals and families experiencing homelessness.
Neighborhood Development oversees the annual grant process through which these funds are invested in the community. The Division also staffs the St. Joseph Housing Consortium. Project proposals from eligible entities are solicited annually, usually in the summer months. All proposals are reviewed and public input is solicited at public hearings. Decisions are finalized in November for the following year. The investment of these entitlement funds in South Bend is part of a coordinated strategy guided by City Plan, South Bend’s comprehensive plan.
Contact
For additional program information, contact the Division of Neighborhood Development.
Lory Timmer, Neighborhood Grants Manager, 574.235.5841
- CDBG
- Emergency Solutions Grant
- HOME
- Davis Bacon
- St. Joseph County Housing Consortium
Pamela Meyer, Director, Neighborhoods 574.235.5845
- HOME
- HPRP
- Emergency Solutions Grant
- Davis Bacon
- St. Joseph County Housing Consortium
Relocation Information
Relocate to South Bend Neighborhoods
South Bend owes its vibrancy and charm to its neighborhoods. As diverse as they are numerous, the neighborhoods offer a variety of lifestyles, housing options, schools and amenities. Whatever your choice, there is a home for you in one of the 18 historic neighborhoods or something fresh and new in a lovely development.
We hope the information below will help familiarize you with all the great aspects of our wonderful city. Feel free to download the information below for your use.
Urban Enterprise Zone
Urban Enterprise Zone Map
South Bend’s Urban Enterprise Zone is a 3.79 square-mile area targeted for physical revitalization, job creation, and improvements in social and economic conditions. Links to a map of the Zone and the list of addresses within the Zone are provided below:
Urban Enterprise Association
South Bend’s Urban Enterprise Zone is a 3.79 square-mile area targeted for physical revitalization, job creation, and improvements in social and economic conditions. The Zone was designated locally and approved by the State of Indiana, and initially designated for 10 years with a 5 year renewal period ending December 31, 2018. A second renewal of 5 years was approved with an expiration date of December 31, 2023.
The Urban Enterprise Association of South Bend Inc. (UEA) oversees the Zone and its programs that address the twofold mission of the UEA:
- Increase the number of jobs in the Zone by retention and expansion of existing businesses, and attraction and development of new businesses; and
- Improve the quality of life of zone residents, improve zone residents’ employability, and fill zone jobs with zone residents.
Programs and Incentives
The purpose of Build South Bend is simple – to help you save time and money in realizing your dream. Developing a property or business involves an incredible amount of work and much of that work involves figuring basic things out; things like the best places to buy a property, how to approach financial institutions to get a loan, and how to estimate financials. These tasks take hours to learn and aren’t always clear to beginners. Learn more using our Build South Bend Toolkit!
Tax & Financial Incentives
Various tax and financial incentives are available to businesses located in the Zone to impact the cash flow position of a business and improve their access to capital. *Some entities are not eligible for certain incentives. The appropriate agency should be contacted to verify an entity’s eligibility. The incentives are:
- Investment Cost Credit IC 6-3.1-10
State income tax credit for individuals purchasing an ownership interest in a Zone business. - Loan Interest Credit IC 6-3.1-7
State income tax credit on lender interest earned. - Employment Expense Credit IC 6-3-3-10
State income tax credit based on wages paid to qualified employees. - Employee Tax Deduction IC 6-3-2-8
Qualified employees’ wages exempt from state income tax.
UEA Programs
Specific South Bend UEA programs include the Sample Street Business Complex.
The Sample Street Business Complex is a small business, multi-tenant, manufacturing, warehousing and office facility, owned and operated by the UEA. CB Richard Ellis Bradley is responsible for the daily management of the Complex under a contract with the UEA. The facility offers shared receptionist services, office machines, conference rooms, and loading docks.
Contact
For more information about the Urban Enterprise Zone or the Urban Enterprise Association of South Bend, Inc., contact Pam Meyer at 574.235.5845.
HCD Plan
The Housing & Community Development Plan (HCD Plan, also called the Consolidated Plan) explains how and why HUD funding will be used. The HCD Plan requires the community to combine submission of all its HUD funded grants into one document to allow for better coordination of resources.
In essence, the HCD Plan is an application for the following HUD grants:
- Community Development Block Grant
- HOME Investment Partnership Program
- Emergency Solutions Grant
In addition, because the City of South Bend, the City of Mishawaka, and St. Joseph County entered into an Inter-local Government Agreement in 1991 to establish the St. Joseph County Housing Consortium, the three jurisdictions develop the HCD Plan together.
The local programs funded each year are itemized in an annual Action Plan. The entire HCD Plan is updated every five years.
Five Year HCD Plans:
- Update on ESG-CV2 Allocations
- NOTICE OF SECOND SUBSTANTIAL AMENDMENT TO SJHC 2019 ACTION PLAN
- Update on ESG-CV Allocations
- 2020 CDBG-CV and ESG-CV Funding Awards
- FINAL 2020-2024 Housing and Community Development Plan
- FINAL 2020-2024 Analysis of Impediments to Fair Housing Choice
Annual Action Plans:*
- 2022 HCD Action Plan DRAFT
- 2021 HCD Action Plan Final
- 2019 HCD Action Plan Final
- 2018 HCD Action Plan Final
Performance Reports:
- 2020 CAPER – Comprehensive Annual Performance and Evaluation Report
- 2019 CAPER – Comprehensive Annual Performance and Evaluation Report
- 2018 CAPER – Comprehensive Annual Performance and Evaluation Report
Notice of Public Hearing Supplemental Coronavirus Community Development Block Grant (CDBG-CV) Program due to CARES Act Funding
OCRA Community Grant for People with Disabilities – Budget
The City of South Bend Department of Community Investment is seeking comments from the public regarding the Programmatic Agreement between the City of South Bend, the Indiana Division of Historic Preservation and Archaeology, the Advisory Council on Historic Preservation, and the Historic Preservation Commission of South Bend and St. Joseph County for the purposes of taking into account the effects of HUD undertakings on historic properties. This agreement covers programs that use funds originating from the U.S. Department of Housing and Urban Development for which HUD has delegated compliance responsibility, pursuant to 24 CFR Part 58, with Section 106 of the National Historic Preservation Act. The City prepared this document in accordance with 36 CFR Section 800.14(b)(2) using a template developed in consultation between the Indiana Department of Natural Resources, Division of Historic Preservation and Archaeology (DHPA).
Written comments may be submitted on or before October 22, 2019 via:
Mail: City of South Bend, Department of Community Investment
227 W. Jefferson Blvd., Suite 1400S
South Bend, IN 46601
Email: ltimmer@southbendin.gov
FAX: (574) 235-9021
Please provide your name and contact information when commenting.
Neighborhood Stabilization Program
Congress created the Neighborhood Stabilization Program to help cities, counties and states deal with community problems that are the result of the mortgage foreclosure crisis in the nation. HUD provides money to local governments (cities and counties), nonprofits, and all 50 states. HUD has allocated a total of $6.82 billion to the three rounds of NSP funding.
Generally, the money must be used to buy, fix up, and resell foreclosed and abandoned homes. NSP grantees develop their own programs and funding priorities. However, NSP grantees must use at least 25 percent of the funds appropriated for the purchase and redevelopment of abandoned or foreclosed homes or residential properties that will be used to house individuals or families whose incomes do not exceed 50 percent of the area median income. In addition, all activities funded by NSP must benefit low- and moderate-income persons whose income does not exceed 120 percent of area median income. Activities may not qualify under NSP using the “prevent or eliminate slums and blight” or “address urgent community development needs” objectives.
